We're moving, he's moving

We're Moving...

5 more days and we'll be moving to our new home, a $350,000 3BR townhouse we mortgage for 40 yrs. Why 40 yrs you may ask, we want to keep our monthly payment low even if it means most of our payment will just cover the interest. We bought our first home July last year, a 1 BR condo unit for $150K, and we just sold it for 178K..not bad for an 11 month investment and a at the same time primary residence. A $28K profit is almost 1.2 M pesos, saan mo nga naman pupulutin yun? I can say its a combination of guts and sheer luck, a 1BR condo upgraded to 3BR TH within two years in Canada is something to be proud of, and we are very proud we did it. And we are looking forward to another 25% increase of property assessment this coming July 1st, that means we can sell it again after that and make more money :) , but I won't do that, our little Nicholas does'nt want to be an NPA (No Permanent Address)

I was also lucky I have a good mortgage broker to count on, 5.05% interest is way much better than 6.75% I had before. Bernadette really did her job well! She won't take credit for it,she said we have good credit history and a high credit scores that's why banks are scrambling to lend us money..bravo for us too!!hehe.

Our 1BR 1Bath Condo unit

Kitchen of our 3BR Townhouse

He's Moving..

2 More weeks or more than that. Our little Nicholas probably noticed his world is getting smaller in Mommy's tummy. All our bags are packed and ready to go as the song goes, all we're waiting is for Nicholas to show us some signs that he's ready to come out. I know I'm prepared to be a father, I'm just afraid I will not be a good one..whatever happens, i will try to be as good as my father.